Frequently asked questions
Owning a home in Italy, explained
The questions we hear most often from international clients who buy, renovate or own property on Lake Garda — answered plainly, the way we would explain them across a table.
01
Working with us from abroad.
Can we manage a whole project without living in Italy?
Yes — it is how a large part of our clients work with us. The studio handles surveys, design, permits, contractor tendering and site supervision, and keeps you involved with regular reports and photo updates at every decision point. You travel to the lake for the moments that matter, not for the paperwork.
Which language do we communicate in?
Write to us in the language you prefer. Technical documents and filings are in Italian, as Italian authorities require; for correspondence we always find a working arrangement with international clients, and every formal step is explained to you in plain terms before you sign anything.
Can someone sign documents in Italy on my behalf?
Yes. An Italian power of attorney (procura) lets a person you trust sign deeds and applications for you. It can be granted before an Italian notary or abroad — in that case it generally needs notarisation and an apostille, plus a sworn translation. It is routine practice for foreign owners and works well combined with remote project management.
Do I need an Italian tax code (codice fiscale)?
Yes, for almost everything formal: buying property, signing utility contracts, filing permits, paying taxes. It is free and can be obtained through an Italian consulate abroad or the Agenzia delle Entrate in Italy. If you are buying, arrange it early — the notary will need it.
How do quotes and payments work?
You receive a written fee proposal, broken down by phases, before any engagement; you can stop at the end of each phase. Invoices are payable by standard bank transfer, also from foreign accounts. Contractor payments are tied to work stages verified by the site supervisor — you never pay for work that has not been checked.
02
Buying a home on Lake Garda as a foreigner.
Can foreigners buy property in Italy at all?
Citizens of EU/EEA countries buy with no restrictions. Citizens of other countries can generally buy under the condition of reciprocity (Italy allows it if your country allows Italians the same) or thanks to bilateral agreements — the notary verifies this before the deed. The technical side — checking what you are actually buying — is where we come in.
What does the Italian notary (notaio) actually do?
Much more than a notary public in common-law countries: the notaio is a public official who drafts the deed, verifies ownership and mortgages, collects taxes and registers the transfer. What the notaio does not do is inspect the building’s permits in depth — that technical due diligence is a separate check, and it is the one that protects you from buying problems.
Is there an equivalent of a structural survey before buying?
There is no mandatory survey step in an Italian purchase — which surprises many British and northern-European buyers. The equivalent protection is a technical due diligence you commission yourself: legal status of the building (permits), cadastral consistency, constraints, condition. We run it before the preliminary contract, when problems can still be negotiated or walked away from.
What is the difference between a geometra, an architetto and an ingegnere?
All three can handle building paperwork, with different depth: the geometra is a technical surveyor, strong on cadastral and routine filings; the architetto covers design, heritage and landscape contexts and complex renovations; the ingegnere leads on structures. On Lake Garda, where landscape rules shape almost every project, having the design and the paperwork under one architectural roof avoids things falling between chairs.
What are the running costs of a second home in Italy?
Budget for IMU (the municipal property tax, due on second homes), waste tax (TARI), utilities, insurance and — in an apartment building — condominium fees. Amounts vary by municipality and property; your notary and a tax advisor can quantify them precisely for a given purchase. We help on the technical side: knowing what the property is, cadastrally and legally, before you commit.
03
Renovating from abroad.
Do I need to be an Italian resident to get building permits?
No. Permits are tied to the property and its owner, not to residency or citizenship. Applications are filed by your appointed technician — us — and a power of attorney covers any signature you cannot provide in person.
Can non-residents use the Italian renovation bonuses?
Sometimes, but with a big caveat: the bonuses are deductions from Italian income tax, so they only help if you actually owe IRPEF in Italy (for example on Italian rental income). Owners with no Italian tax liability often cannot benefit. It is a question for your tax advisor — we prepare the technical paperwork so the option stays open. Current rates in our bonus guide.
How long do permits take on Lake Garda?
Simple interior works can start within weeks; anything touching the outside in a landscape-protected area needs the landscape authorisation, which fisiologically adds months. That is why we put the permit timeline first in every project plan — and why starting the paperwork before your next summer stay is usually the right move. Details in the landscape guide.
Can I rent my house to tourists after the renovation?
Generally yes, and many owners renovate exactly for that. Short-term rentals in Italy now require the national identification code (CIN), municipal notifications and safety requirements; the property must also be formally fit for use (agibilità). We design with those requirements in mind so the rental file is ready when the works end.
Who keeps an eye on the site while I am away?
The works director (direttore dei lavori) — by law and by contract your representative on site. We verify each work stage against the approved project before payments are released, document progress in writing and photographs, and involve you remotely in every decision that affects money, quality or time.
04
The rules that make Lake Garda special.
Why does everyone mention the "vincolo paesaggistico"?
Because it is the defining rule of the lake: the shore strip up to 300 metres is protected by national law, and wide inland areas are protected by specific decrees. Any visible change — façades, roofs, windows, pools, fences — needs a landscape authorisation before the building permit. It is not a formality, but with well-prepared files (photomontages included) it is a manageable, predictable step.
Can I build a swimming pool?
Often yes, even in protected areas — with the landscape authorisation and within municipal rules on size, position and materials. Feasibility depends on the specific plot, so we check it before you buy, not after: it is one of the most frequent pre-purchase questions we answer for international clients.
The house is in a historic centre: what can I actually change?
Inside, usually more than you fear; outside, less than you hope. Historic-centre plans restrict intervention categories, materials and colours, and heritage-listed buildings involve the Soprintendenza. The feasible envelope emerges from the municipal plan and the building’s file — we map it before you commit to a purchase or a design.
Can I enlarge the house or add volume?
It depends on the municipal plan (PGT), the zone and the constraints on the plot — some properties have generous margins, others none at all. A short feasibility study answers the question with numbers before you invest in a full design.
Italy changes its building rules often. How do you keep my project safe?
By anchoring every step to the written state of the file: verified legal status before design, the correct permit type before works, documented site supervision during, and a complete final dossier after. Rules evolve — the Salva Casa reform is the latest example — but a properly documented property navigates change with no drama. Our Salva Casa guide explains the current framework.
Note · These answers are general information, current as of the site’s last update. Every property and every municipality is different, and tax matters always deserve advice from a qualified tax professional. For an assessment of your specific case, contact the studio.